OUR STORY

Pulse Financial Services Limited (PFSL) trading as Entrepreneurs Financial Centre – EFC Zambia is one of Zambia’s leading deposit taking micro-finance institutions. Licensed and supervised by the Bank of Zambia (BoZ), EFC is committed to contributing to the development of the country’s private sector by providing increased access to financial services for the underserved micro, small and medium enterprises (MSMEs) market segment.

Our Vision and Mission

VISION

To be the preferred financial services partner for micro and small and medium-sized entrepreneurs and enterprises.

MISSION

To Partner with MSME’s and increase access to specialized financial services on a permanent basis while contributing to wealth creation, improvement of people’s living conditions and development of Zambia’s private sector.

VISION

To be the preferred financial services partner for micro and small and medium-sized entrepreneurs and enterprises.

MISSION

To Partner with MSME’s and increase access to specialized financial services on a permanent basis while contributing to wealth creation, improvement of people’s living conditions and development of Zambia’s private sector.

Our Vision and Mission statements are relevant and inspiring. EFC Zambia is the preferred financial institution by more than 10,000 of MSMEs working in diverse sectors of the economy, providing them with access to finance. We continue to explore new markets and re-enforce our position in the “Missing Middle segment”. 

Our Strategic Framework

This framework sets out the structure of how we operate. It defines our business model, our vision as well as the strategic priorities.

Our Impact

The Next step for your Business

Entrepreneurs Financial Centre (EFC) is a deposit taking Micro Finance Institution licensed and regulated by the Bank of Zambia. EFC was founded with the intent to provide working capital solutions for Micro, Small and Medium Enterprises (MSMEs), with a focus on product innovation tailored to meet clients’ needs.

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BRANCHES
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PEOPLE 43% FEMALE MANAGERS
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OUR SAVINGS AND TERM DEPOSIT ACCOUNTS
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MSME LOANS DISBURSED 155 MILLION KWACHA
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PORTFOLIO DEDICATED TO WOMEN MARKET TRADERS
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MSME FOCUSED PRODUCTS
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BRANCHES
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PEOPLE 43% FEMALE MANAGERS
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OUR SAVINGS AND TERM DEPOSIT ACCOUNTS
0
MSME LOANS DISBURSED 155 MILLION KWACHA
0 %
PORTFOLIO DEDICATED TO WOMEN MARKET TRADERS
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MSME PRODUCTS

Our History

EFC enjoys a very rich and strong history of experience for successfully managing transformations. We will leverage this experience to influence business development and growth in the private sector.

Our Partners