Women Market Traders' Loan

EFC recognizes that each business has a different capacity and faces different challenges. The Women Market Traders' Loan is designed to provide a financial breakthrough for women with small businesses in need of financial assistance.

It is ideal for market women who wish to acquire stock or meet financial obligations.

Eligibility Criteria

The borrower must be:

  1. A female entrepreneur/merchant or other legal entity engaged in income generating activities
  2. Someone who has been in business for at least 6 months
  3. Able to demonstrate a proper recording system and capability of operating a business profitably
  4. In possession of assets in terms of household goods
  5. A Zambian citizen
  6. Residing and operating in Zambia
  7. Able to provide collateral
Minimum Loan Amount ZMW 5,000
Maximum Loan Amount ZMW 15,000
Repayment Period Up to 12 months
Compulsory Savings Not required
Credit Life Insurance Mandatory
* Information on interest rate, fees and conditions is available in EFC Branches


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