As a Farmer dealing in chicken and vegetables, I have acquired three loans from EFC, through which I have built six one roomed self-contained apartments which I wish to turn into a lodge in Mpika. Through the loans, I have also built a chicken run in Chilanga and two semidetached two bedroomed houses. I have also built six two roomed flats in Lilanda. I am very grateful to EFC for helping me take my businesses to higher heights through their loans and because of these drastic improvements in my businesses, I am able to provide for the needs of my family and contribute positively to the growth of our country’s economy.

EFC has given me about 5 loans. My first loan was around ZMW 20,000, followed by ZMW 40, 000 and my last loan was ZMW 650,000 in November 2018. The loan allowed me to grow my DSTV merchant business from one to five shops and now I command the DSTV Agency business in Zambia. I run DSTV Levy Park, South Gate Mall, Kalomo and 2 shops in Livingstone. In 2014 my business Crystal Digital Satellite was voted best in Zambia in Sales thanks to the financing I got from EFC. My loans from EFC have also helped me expand my lodge in Mazabuka from 6 to 18 chalets. I also constructed a new restaurant and I am currently completing 12 new units. Thanks to EFC, my dream to own the biggest lodge between Lusaka and Livingston by 2020 is becoming a reality. The Lodge will have a Sports Complex, Filling Station, Camping Sites, Recreational Dams and Conference Facilities. We are currently growing up the village chickens black autoloops from Australia. We have 500 and we will be producing 20,000 chicks per month from June 2019. This will be the biggest village chicken project in the country. EFC has been a great partner in growing my business and the financial institution that I know will help me realize my future.