Women Market Traders' Loan We recognize that each business has a different capacity and faces different challenges. The Women Market Trader's Loans are designed to provide a financial breakthrough for women with small businesses in need of financial assistance. Contact Us Savings Accounts Make your money grow safely with the EFC Savings accounts. Contact Us Home Improvement Loan Finish your dream house with the EFC Home Improvement Loan. Contact Us Business Loan Grow your business successfully with the EFC Business Loan. Contact Us Become Our Client.
Become Our Shareholder By simply paying your monthly loan installments by the scheduled date, you get refunded 10% of the total interest paid on your loan in cash and shares. No questions asked. Contact Us Term Deposit Take your long term savings to the next level with the EFC term deposit account. Contact Us
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Our Products

We have a PASSION for ENTREPRENEURS

Pulse Financial Services Limited (PFSL) trading as Entrepreneurs Financial Centre – EFC Zambia is one of Zambia’s leading deposit taking micro-finance institutions. Licensed and supervised by the Bank of Zambia (BoZ), EFC is committed to contributing to the development of the country’s private sector by providing access to financial services for the underserved micro, small and medium enterprises (MSMEs).

Our Mission

To be the preferred financial services partner for micro and small and medium-sized entrepreneurs and enterprises.

Our Vision

To Partner with MSMEs and increase access to specialized financial services on a permanent basis while contributing to wealth creation, improvement of people’s living conditions and development of Zambia’s private sector.

7 +
BRANCHES
9 +
MSME FOCUSED PRODUCTS
20000 +
OUR SAVINGS AND TERM DEPOSIT ACCOUNTS
55920 +
MSME LOANS DISBURSED 155 MILLION KWACHA
5 +
PORTFOLIO DEDICATED TO WOMEN MARKET TRADERS
206 +
PEOPLE 43% FEMALE MANAGERS

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