Loans
We bring out the potential in Entrepreneurs through our products and services
Home Improvement Loan
EFC Zambia aims to contribute to the improvement of the households' quality of life by offering Home Improvement Loans to entrepreneurs who would like to expand or upgrade their existing properties or houses.
Women Traders Loan
EFC recognizes that each business has a different capacity and faces different challenges.
Client Share Ownership Program
The Client Share Ownership Program (CSOP) allows the borrowing clients to become part owners of EFC, a first in the Zambian microfinance sector.
We offer products and services
that are right for you
Personal Loans
The EFC Personal Loan caters to individuals in the formal Sector. The Loan is available to employees of Non-Governmental Organizations and private sector organizations
Term Deposits
EFC Term Deposit is a simple way to earn superior financial returns for savers and investors with a long-term investment horizon.
Business Loans
EFC Business Loans are specifically designed for MSME’s that need fast and efficient loan services as a way of empowerment.
Edu Finance
To assist in shaping and developing our future leaders, Edu-finance is a solution aimed at catering for various education related financial needs as follows;
Asset Finance
EFC is proud to offer Asset Finance tailored solution designed to support entrepreneurs by providing the necessary funds to acquire crucial business assets.
Order Finance
EFC provides order financing to small and medium enterprises (SMEs) for orders that have yet to be performed.
MOBILE BANKING
USSD Banking
Banking has never been easier! With EFC’s USSD (Unstructured Supplementary Service Data) service, you can access your account instantly from any mobile phone—no internet required.
Convenience at your fingertips!
Simply dial *8899# and enjoy services such as:
- Checking your account balance
- Transferring money
- Paying bills with no extra costs
- Buying airtime
- Viewing mini statements
Latest News and Updates
Business Entrepreneurs Financial Centre (EFC) rewards clients with K6.6 Million through an innovative incentive program.
Business Empowering Entrepreneurs, One Business at a Time
Business