EFC Zambia – The next step for your business

Women Market Traders' Loan

We recognize that each business has a different capacity and faces different challenges. The Women Market Trader's Loans are designed to provide a financial breakthrough for women with small businesses in need of financial assistance.

Savings Accounts

Make your money grow safely with the EFC Savings accounts.

EFC-Cavmont Pre-Paid card

Entrepreneurs Financial Centre (EFC) in partnership with Cavmont Bank brings to you the EFC-Cavmont VISA prepaid card.

Home Improvement Loan

Finish your dream house with the EFC Home Improvement Loan.

Business Loan

Grow your business successfully with the EFC Business Loan.

Become Our Client.
Become Our Shareholder

By simply paying your monthly loan installments by the scheduled date, you get refunded 10% of the total interest paid on your loan in cash and shares. No questions asked.

Term Deposit

Take your long term savings to the next level with the EFC term deposit account.

Our Products

Business Loans

Edu-Finance

Order Finance

Term Deposits

Women Market Traders’ Loan

Home Improvement Loan

We have a PASSION for ENTREPRENEURS

Pulse Financial Services Limited (PFSL) trading as Entrepreneurs Financial Centre – EFC Zambia is one of Zambia’s leading deposit taking micro-finance institutions. Licensed and supervised by the Bank of Zambia (BoZ), EFC is committed to contributing to the development of the country’s private sector by providing increased access to financial services for the underserved micro, small and medium enterprises (MSMEs) market segment.

Our Mission

To be the preferred financial services partner for micro and small and medium-sized entrepreneurs and enterprises.

Our Vision

To Partner with MSME’s and increase access to specialized financial services on a permanent basis while contributing to wealth creation, improvement of people’s living conditions and development of Zambia’s private sector.

7 +

Branches

9 +

MSME FOCUSED PRODUCTS

20000 +

OUR SAVINGS AND TERM DEPOSIT ACCOUNTS

55920 +

MSME LOANS DISBURSED 155 MILLION KWACHA

5 +

PORTFOLIO DEDICATED TO WOMEN MARKET TRADERS

182 +

PEOPLE 43% FEMALE MANAGERS