Digital

Mobile Banking

Say hello to banking at your fingertips—anywhere, anytime. Dial *8899# to access your EFC account right from your mobile phone. No internet? No problem!

What You Can Do

  • Check your account balance instantly
  • Check your mini statement
  • Transfer funds within EFC
  • Transfer funds to mobile money & other banks
  • Make loan repayments with ease
  • Pay bills on the go (ZESCO, talk time, DSTV, Go TV, and more), free of charge
  • Stay updated with transaction alerts

How to Get Started?

  • Visit your nearest EFC branch with your original NRC to register
  • Once registered, dial *8899# and follow the prompts
  • Enjoy hassle-free banking 24/7!
  • Experience Banking Made Simple. Start today!
  • For more information, visit your nearest EFC branch or call our customer care line at 8899 (toll-free).
EFC USSD Banking
EFC Zambia message alert.

Stay informed with SMS Alerts

Enjoy real-time alerts and updates to your mobile phone, ensuring you never miss a transaction. SMS Alerts allow you to get alerts for:

  • Cash deposits
  • Cash withdrawals
  • Debit transactions
  • Credit transactions
  • Standing order transactions
  • Bill payments

Start Banking Digitally Today!

Come on board and enjoy secure, fast, and convenient digital banking services. For assistance with registration or support, visit your nearest EFC branch or contact our customer service team on 8899.

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digital platforms today.

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